There seems to me to be a lot of good sense here.
I haven't written much about this subject, though I do have an essay published about 12 years ago before the topic became so trendy. Some of my conclusions - not all - are similar to Stross's. (I also wrote a small body of short fiction around the subject, mostly published about 10 years ago. I'm not sure that it's really something I'd want to explore in fiction at the moment, but never say never.)